Vehicle lnsurance Pool (VlP)

Since its inception in 1988, the VIP has weathered the ups and downs of the volatile insurance market and is now stronger than ever.

A Wide Range of Coverages
  • Vehicle Liability up to $10 million
  • Physical Damage
  • Uninsured Motorist/Underinsured Motorist
  • Rental Reimbursement
  • Employees, Volunteers, Board Members
  • Blanket endorsements
NPU-VIP Offers:
    • Premium Financing
    • Flexible Liability Deductibles ($1,000, $2,500, $5,000 & $10,000)
    • Expert Claims Management
    • Fleet Safety Training Programs
    • Free Concierge Risk Management & Loss Control Services
    Membership Criteria
  • California corporation with Federal 501(c)3 status
  • Own or lease at least one vehicle

Workers' Compensation Group (WCG)

NPU-WCG provides superior, value-added services to its members and offers a long-term solution to the volatile workers' compensation insurance market.

Broad Coverage Designed For Nonprofits
  • First Dollar coverage to statutory
  • $2 Million Employer's Liability
  • Employees and Volunteers
NPU-WCG offers:
  • Flexible payroll allocation (see information below)
  • Security Deposit Paid to DIR-OSIP by WCG
  • Expert Claims Management
  • Workplace Safety and Loss Control Assistance
Membership Criteria
  • California Corporation with Federal 501(c)3 status
  • Homogeneous non-profits with NAIC prefix 624 (social service organizations)
Flexible payroll allocation

One of the unique benefits to our members is the flexibility to allocate an employee's payroll between labor class codes. This distinctive rating methodology is not offered by most commercial carriers, and can result in substantial premium savings for members. For example, if an employee spends some time driving a bus, but is mostly in the office performing administrative or other clerical functions, his or her payroll can be allocated between these two classifications, which may result in premium savings for the organization.