Flexible coverage options, risk management services, and expert claims support.
When you join our auto insurance pool, you’re doing more than just covering your vehicles. Whether your nonprofit relies on one car or a full fleet, NPU will make sure you get the right coverage at the best value.
Our loss control team also provides specialized support to help nonprofits stay safe on the road. With both in-person and online resources, we deliver practical guidance and responsive claims support whenever you need it.
Comprehensive auto insurance for nonprofits.
We know your mission and reliable transportation go hand in hand. That’s why our coverage is designed to protect not only your cars, vans, and buses, but also the people who rely on them every day.
Our coverage options include:
- Up to $10 million in vehicle liability
- Protection against physical damage
- Uninsured & underinsured motorist coverage
- Rental reimbursement to keep your mission moving
- Coverage for employees, volunteers, and board members
- Blanket endorsements for added flexibility
Added support from our VIP Program:
- Premium financing options to ease budgeting
- Flexible liability deductibles ($1,000–$10,000)
- Dedicated, compassionate claims management
- Fleet safety programs tailored to nonprofits
- Free customized risk management and loss-control services
Pooled coverage means you enjoy rates that are more stable and predictable.
Most vehicle insurance rates go up and down, forcing policyholders to constantly shop around. At NonProfits’ United, we do things differently.
Here’s how we keep rates steady:
- Exclusive membership – only for nonprofits with strong safety records
- Shared risk management – all members follow the same standards for vehicle maintenance and safety
- Pooled insurance model – member-owners manage risk together, keeping costs predictable
The result? Stable, budget-friendly rates that make long-term planning easier —and a 97% member retention rate year after year.
Customized risk management & support
Most insurers stop at providing coverage—but we go further. At NPU, you get tailored risk management services designed specifically for nonprofits.
In-Person Risk Management
Our team works directly with your staff to identify and reduce risks before they become problems.
Tailored Insurance Coverage
Insurance solutions customized to fit the unique needs of your nonprofit.
Online Driver Safety Training
A library of programs on safe driving and distracted driving, available anytime.
Risk Assessments & Safety Recommendations
Ongoing evaluations and guidance to keep your organization and communities safe.
Protecting your organization’s future.
At NonProfits’ United, membership means partnership. As a member-owned insurer, every organization plays a role in keeping our coverage pool strong and secure. For over 30 years, our approach has kept rates stable and the pool reliable. Every potential member undergoes a careful risk assessment, and only organizations with compatible safety profiles join. Current members follow clear safety standards, reducing claims and protecting everyone in the pool.
Our proactive risk mitigation keeps your coverage strong and your organization financially protected year after year.
Frequently Asked Questions
Unlock member benefits
Enjoy comprehensive workers’ comp and vehicle insurance coverage, with the reliable support and exclusive benefits that only NonProfits’ United can provide.