Stronger together, safer together.
At NonProfits’ United, we understand the unique challenges 501(c)(3) organizations face. That’s why our workers’ compensation coverage is designed specifically for nonprofits—protecting both your team and your mission.
When an employee experiences a work-related injury or illness, coverage steps in to safeguard your organization from liability. But we don’t stop there. Unlike traditional insurers, we walk alongside you—helping you navigate complex regulations, strengthen workplace safety, and access expert claims support whenever you need it.
Workers’ compensation coverage designed specifically for 501(C)(3) tax exempt nonprofit organizations.
As a member, you gain access to flexible, cost-saving options such as payroll allocation and coverage that extends to both employees and volunteers. Our goal is simple: to give you peace of mind, so you can stay focused on what matters most—serving your community.
Our coverage options include:
- First-dollar to statutory
- $2 Million employer’s liability
- Employees and volunteers
Added support from our WCG Program:
- Nurse triage program
- On-site safety training, ergonomic evaluations, IIPP review
- Flexible payroll allocation
- Online distracted driver training, sexual harassment courses, physical safety training, and more
- Dedicated and thorough claims management
Assistance with safety and loss-control issues
Our self-insurance group puts members in control.
Self-insurance group coverage is a regulated alternative to traditional insurance, where participating organizations are both members and owners.
The NPU Board includes representatives from across the membership, ensuring your organization’s needs are heard and addressed. Members also benefit from the potential return of equity when contributions and investment income exceed costs.
Since its inception, the group has never been subject to an assessment.
How it works
01
Risk Assessment
We evaluate your organization’s exposure before membership.
02
Join & Underwrite
Only nonprofits that fit our safety profile are admitted.
03
Active Oversight
We monitor, guide, and help reduce risk over time.
04
Claims & Support
Responsive claims management and ongoing consultation.
Membership standards that protect every nonprofit.
To preserve safety and fairness, membership is limited to nonprofits with:
- Clear safety programs or willingness to implement them
- Clean or manageable claims history
- Compliance with regulations and oversight
- A commitment to collaborate on risk mitigation
We don’t accept everyone—but that’s how we protect every member.
Frequently Asked Questions
One membership.
Complete support.
Enjoy comprehensive workers’ comp and vehicle insurance coverage, with the reliable support and exclusive benefits that only NonProfits’ United can provide.